The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity.